Bank IFSC Code Checker
Bank IFSC Code Checker – How to Verify IFSC Code Online
When making online payments through NEFT, RTGS, or IMPS, the Bank IFSC Code plays a crucial role. Entering a wrong IFSC code can delay your payment or even cause it to fail. That’s why it’s important to always check if the bank IFSC code is correct or wrong before making any transaction.
In this article, we’ll explain what an IFSC code is, how to check IFSC code online, and the best tools to verify IFSC codes quickly.
✅ What is IFSC Code?
IFSC (Indian Financial System Code) is an 11-digit alphanumeric code assigned to every bank branch in India by the Reserve Bank of India (RBI).
- The first 4 characters represent the bank name.
- The 5th character is always ‘0’.
- The last 6 characters represent the specific branch.
👉 Example: SBIN0001234
- SBIN → Bank (State Bank of India)
- 0 → Reserved
- 001234 → Branch code
🎯 Why Checking IFSC Code is Important?
- Ensures that your money is transferred to the correct bank branch.
- Avoids failed transactions or payment delays.
- Helpful when filling in bank details for salary, PF, or government schemes.
- Important for international transactions and online shopping refunds.
🔎 How to Check Bank IFSC Code Online?
There are multiple ways to verify a bank’s IFSC code:
1. RBI Official Website
- Visit the official RBI website.
- Search for your bank branch.
- Get the exact IFSC code issued by RBI.
2. Bank’s Official Website
- Almost every bank has an IFSC code search tool on their website.
- Enter state, district, and branch name to find the IFSC code.
3. Bank IFSC Code Checker Websites
Some trusted websites to check IFSC codes are:
- BankBazaar.com
- PaisaBazaar.com
- IFSCfinder.com
4. Mobile Banking & Net Banking Apps
- Log in to your bank’s mobile app.
- Navigate to branch details or fund transfer option.
- The app will display the correct IFSC code.
5. Cheque Book / Passbook
- IFSC code is printed on the first page of the passbook or on every cheque leaf.
✅ How to Check if IFSC Code is Correct or Wrong?
- Always cross-check the IFSC code on the RBI website or bank’s official site.
- Ensure the branch name matches the IFSC code.
- Avoid using unverified third-party sources.
- If an IFSC code does not exist, your transaction will fail immediately.
📲 Step-by-Step Guide: Check Bank IFSC Code Online
- Open Google and type “Check Bank IFSC Code”.
- Visit a trusted site like RBI, BankBazaar, or Bank’s Official Website.
- Select Bank Name, State, District, and Branch.
- Click on Search / Find IFSC Code.
- Copy the IFSC code and use it for your transactions.
⚡ Frequently Asked Questions (FAQ)
Q1. Can I transfer money if I enter the wrong IFSC code?
- If the account number is correct but IFSC is wrong, the transaction usually fails.
Q2. Where can I find my IFSC code quickly?
- On your cheque book, passbook, or bank’s mobile app.
Q3. Is IFSC code the same for all branches of a bank?
- No, each branch has a unique IFSC code.